Credit Learning Center

Use the credit learning center along with your own personal credit information from TransUnion to take charge of your credit today.

Top 5 Credit Warning Signs

Keeping your finances running smoothly is simple when you know about possible detours that lie ahead. The five danger signs described here are the top reasons for credit report troubles. Spot them early and you can avoid any bumps in your financial journey.

Credit Resolutions

Trying to improve your finances? Not sure where to start? Whether your goals involve credit clean-up, refinancing, or saving, you can make this year a personal best for your credit. Read on for TransUnion's top credit targets.

Explain credit inquiries

Can requesting your own credit report bring your credit score down?

A case of crossed identities

My credit data is crossed with my father's information because we have the same address and name. Our birthdates, Social Security numbers and middle names are different. I would like to know how this information has gotten mixed up and how long it will take to fix.

Debt consolidation danger signs

I'm thinking about taking out a consolidation loan because my credit card interest rates are very high. I would be using the equity of my home to do this. Is this a good idea?